Assumptions:

Mortgage rates could change without notice. Rate includes up to 0.5 discount points and is rounded. Actual payments will vary based on your individual situation and rates. Some products may not be available in all states. Lending services may not be available in all areas. Some restrictions may apply. Based on the purchase/refinance of a primary residence. We assumed (unless otherwise noted) that: Closing costs are paid out of pocket, this is your primary residence and is a single family home, debt-to-income ratio is less than 45%, and your credit score is over 740.

The lock period for your rate is 30 days. If your Loan to Value (LTV) > 80%, a Mortgage Insurance Premium (MIP) may be added to your monthly mortgage payment. Escrow items (such as taxes and insurance) are not included in the potential monthly payment amount.

Please remember we do not have all your information. Therefore, the rate and any payment results you see from this calculator, are estimates only and may not reflect your actual situation. You may still qualify for a loan even if your situation does not match our assumptions.

To get more accurate and personalized results, please call 1-855-781-8001 to talk to one of our Mortgage Professionals.